A FAB Personal Current Account is your gateway to a super-convenient banking experience. Whether you need to manage daily transactions, access exclusive features, or check your FAB balance quickly, this account is designed to make your financial life simple and hassle-free.
With a trusted partner like FAB, you get reliability, convenience, and great security in one package. Let’s explore how this account can transform your banking experience in a simpler and better way.
How to Apply for FAB Personal Current Account?
The application process for opening an FAB Personal Account is quite straightforward. You can open an account quickly and without any hassle with your Emirates ID. We will discuss the different ways through which you can easily open a Personal Current Account.
FAB Mobile App: Download the app from your app store or scan the code on the FAB website. Use your Emirates ID to open your account instantly. Benefits include no paperwork, and easy access to balance checks, instant approvals, money transfers, and rewards.
Online Application: First, visit the FAB website, go to ‘Bank Accounts’, and select ‘Personal Current Account’. Then fill out the lead form with your details, and the bank will contact you within 24 hours to complete the process.
Offline Application: Visit an FAB branch with the required documents and submit the completed form. Then after verification, a representative will guide you very well through the next steps.
Top Reasons to Choose FAB Personal Current Account
Here are the top reasons to open a FAB Personal Account.
You can easily open your account in minutes using the mobile application or FAB website without visiting a branch and standing in long queues.
You can easily manage your FAB Personal Account using Internet Banking or the mobile app for quick and secure transactions.
FAB Bank offers a wide network of branches and ATMs across the UAE, ensuring convenient banking for everyone.
The daily cash withdrawal limit from ATMs is set at AED 15,000.
You can enjoy many benefits such as a debit card, a free chequebook, access to airport lounges, etc.
Benefits and Features of FAB Personal Account
Personal Current Account App offers many benefits to enhance your banking experience as well as your funds management, which are listed below.
Minimum Balance Requirement: You only need to maintain a minimum balance of AED 3,000 in your FAB Personal Current Account every month.
Instant Account Opening: You can instantly use your Emirates ID to open your FAB Personal Account.
Multiple Currency Options: Easily transact in AED, USD, GBP, and other major currencies.
Free Chequebook and Debit Card: When you open your account, you can enjoy a free chequebook and FAB Mastercard, Debit Card for the first time.
Lounge Access Privileges: FAB Platinum Mastercard, and Debit Card holders get complimentary access to your select airport lounges.
Earn Rewards: FAB rewards you with a variety of rewards for your transactions, which you can later use for various benefits.
Bill Payment: You can also use your accumulated FAB Rewards to pay bills easily.
Debit Card Limits: The daily cash withdrawal limit is AED 20,000 for the Platinum Card and AED 15,000 for the FAB Standard Card. Retail purchase limits are AED 40,000 and AED 20,000 for the Standard and Platinum Cards respectively.
Card Protection: You can enjoy up to USD 1,000 in annual purchase protection if items purchased with your debit card are not delivered within 30 days, are damaged, or if the wrong items are shipped.
Interest Rate: FAB Personal Accounts do not earn interest on credit balances. However, 19% annual interest is charged on debit balances with a minimum of AED 175 per month.
Easy Application: Opening an account is very easy. To get started, simply scan the QR code on the App Store, Google Play, or FAB’s official website or download the FAB mobile app from AppGallery.
Who is Eligible to Apply for the FAB Personal Current Account?
To apply for a FAB Current Account, you need to meet a few eligibility criteria given here as they are discussed below.
Eligibility by Nationality: Both UAE residents and citizens are eligible for a Personal Current Account.
Employment Types: This account is open to self-employed individuals, professionals, and those who do not have a regular salary. They are eligible for it.
Age Requirement: Applicants must be 18 years of age or above to open this account.
What are the Documents Required to Open the FAB Personal Account?
Before applying for a FAB Personal Account, keep the following documents in mind.
Complete and sign the bank account opening form.
Provide your passport, original Emirates ID, or residency visa with copies.
Submit proof of income, such as a certificate from your employer or a recent pay slip.
Note: Often the bank may also ask you to submit further documents for verification if necessary.
Conclusion
A FAB Personal Current Account provides convenience, security, and many exclusive benefits for your everyday banking needs. Whether you’re managing your finances or accessing advanced features, FAB ensures a seamless experience for you every step of the way. Open your account today and take your first step towards better banking with FAB.
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