Ratibi Card Salary Check | Fab Balance Check Online

Ratibi Card Salary Check

Learn how to do a Ratibi card salary check online. Visit the official FAB Bank website for accurate Ratibi FAB balance check info.

Ratibi Card Salary Check

Do you want to know how to check your Ratibi card salary easily and without any hassle? No need to worry because the Ratibi card has already made salary management easier than ever.

The Ratibi Card Salary Check process becomes straightforward with the salary card, which makes it even easier for employees to stay updated on their payments.

Ratibi Prepaid Card is a salary card offered by First Abu Dhabi Bank (FAB) under the FAB Bank Salary Account services. In this guide, we will inform you about effective and easy ways to check your salary on your Ratibi card, so that you can track your money with ease and confidence.

What is a Ratibi Card?

The Ratibi card salary check process is mostly for those people who live in Dubai and earn a good amount of money. This card is very helpful for employees because you can withdraw cash with its help and also make online purchases.

One of the important things is that you can easily manage your finances by using the FAB Balance Check feature to instantly view your Ratibi card salary and other transactions.

Check your balance online via the FAB website

Here are discussed some steps for the Ratibi card balance check online:

You should visit the Official Website of FAB Bank because you will see many different options there.
There, click on the option called Ratibi Card.
Then you will see different options given on the screen, then you have to click on the option called “Ratibi Prepaid Card Balance Inquiry“.
The screen will then take you to the page named.
Now, you are ready to check your balance. Here, add the last two digits of your PIN, the one you set for your ATM Card, and also add your ID Card number.
Now you can check your balance by clicking the “Go” button.

Checking Your Balance on the Go with the Payit Mobile App

If you are always on the go, the Payit mobile app by FAb is a quick and easy option:

You can easily download the app from the App Store or Play Store.
Register and link your Ratibi card.
Once linked, you can check your balance directly in the app at any time.
The Payit app is also great for transferring money or paying bills, making it a versatile tool for Ratibi cardholders.

Check your balance at any FAB ATM

Prefer a hands-on approach? Visit any FAB ATM in the UAE:

Insert your Ratibi card and select “Balance Inquiry”.
You will then be able to see the balance on your screen.

This is a reliable option if you have any issues with Ratibi Card Salary Check using online or app-based methods. It gives you peace of mind knowing that your balance is just a few clicks away.

Key features of Ratibi Card Salary Check

This card is reloadable, and it also allows companies to easily transfer salaries directly to the card.
It complies with the regulatory guidelines for salary payment through WPS (Wage Protection System).
You can easily use it at all Points of Sale (POS) and Automated Teller Machines (ATM). Where visas are accepted in more than 200 countries and territories around the world.
The card is environmentally friendly.
Chip and PIN are present for better security.
The best thing is that there is a dedicated 24×7 helpline for employees.

How to Activate Your FAB Ratibi Card Balance

If you are having some issues with your card and that is why it is not activated yet, you need to read the few simple steps below to activate it. If you follow them, you will have no problem activating your account after that:

First, insert your card into the FAB ATM.
Select your preferred language to proceed.
Now click on “Set a PIN” and enter a 4-digit PIN code of your choice.
Then you must enter your PIN again to confirm.
One of the most important things is that the employee applying for this card must be a UAE resident.

After this, the activation process will be completed, then you can easily check the balance and you can start using your card for transactions, bill payments, and more important things.

Steps to Apply for a Ratibi Card

To apply for a Ratibi Card from FAB, follow these steps:

Fill Out the Application Form: Download the official form from FAB and enter company details, such as the employer’s name and contact information.
Complete Employee Details: Use the provided Excel sheet to list employees’ names, IDs, job titles, and salaries. Double-check for accuracy.
Submit the iBanking For: This allows online management of employee accounts, including adding/removing employees and tracking transactions.
Submit to FAB: Send the completed forms to a nearby FAB branch or through official channels.

Benefits of Raibi Card

Here are the benefits of the Ratibi card:

Basic Benefits

Works globally at ATMs, stores, and online payment systems.
Choose your PIN directly at Ratibi ATMs.
24/7 customer support is available.
Free SMS alerts for every salary credit.
Complies with the UAE Wage Protection System (WPS).
Accepted worldwide on Visa and MasterCard networks.
This version retains the key points but is shorter and easier to read.

Insurance Benefits

Personal Accident Coverage: You can easily enjoy up to AED 25,000 in free personal accident insurance.
Repatriation Assistance: You can also get up to AED 5,000 to repatriate mortal remains.
Hospitalization Allowance: If you are hospitalized for more than 24 hours due to an accident, you can get a budget of AED 1,500 for 30 days.

Safety and Convenience Benefits

No Bank Account Required: You can easily access your salary without the need for a bank account.
Instant Salary Access: You can get all your wages deposited instantly.
Cash-free Convenience: Avoid the hassle of carrying cash.
Secure Payment Method: You also enjoy a secure and reliable way to receive your salary.
Fully Automated Service: Benefit from its seamless and streamlined process.

How your Company Benefits

It saves a lot of time, money, and effort in your paycheck process.
This creates an accounting trail for easy record reconciliation.
You can eliminate the risk of handling cash for payroll processing each month with this card.
This allows for immediate transfer of salaries.
Complies with the regulatory guidelines of the wage protection system.

How your Employees Benefit

There is no need to open any other account.
It allows you to have a globally accepted Visa prepaid card without the need to maintain a balance.
It gives you the ability to check your balance through an interactive voice response (IVR) menu.
A dedicated 24×7 helpline is provided with the IVR service.
It also gives you the ability to make calls and pay bills through IVR and ATMs.

The Benefits of Checking Your Ratibi Balance Regularly

Checking your Ratibi balance regularly isn’t just about keeping track of the money on your card. It’s an essential habit for better financial management. Here are the key benefits:

Better control over finances: Knowing your balance allows you to plan your spending wisely and avoid the stress of guessing whether you have enough for unexpected purchases.
Avoid unexpected expenses: Regular checks ensure you’re aware of any sudden charges or fees, helping you to be prepared and avoid surprises.
Plan savings and remittances: If you send money home, checking your balance helps you manage your savings effectively, ensuring you have enough for your family’s needs and expenses.

Ratibi Card’s Eligibility Criteria

UAE Residency: Applicants must reside in the UAE.
Employer Account: Employers must have a corporate account with FAB.
KYC Compliance: Employees must follow updated and complete KYC guidelines.

Beyond Checking Your Balance: Managing Your Ratibi Card Smartly

Take full control of your Ratibi card by planning your spending, making the most of its features, and finding the best ways to manage your finances.

Set Up Free Salary Alerts

Stay updated every time your salary is deposited by activating free SMS alerts. It’s an easy way to track your income down to the last dirham. Simply contact FAB customer support or use the Payit app to enable these alerts and stay informed.

Plan Monthly Expenses

Your balance can help you plan your spending more better. For example, just you could set aside AED 200 for bills, AED 100 for your savings, and the rest for everyday needs. Breaking down your expenses this way makes it easy to manage your finances smartly.

Send Money Home with Ease

It’s easy to send money back home to your loved ones, With the Ratibi Card. While covering your expenses, always check your balance first to make sure you have enough to transfer. This habit helps you manage family responsibilities and personal finances effectively.

Overcoming Common Challenges with Ratibi Card Balance Check

Technical issues can occur, but they are easy to fix with these simple tips:

Incorrect details: Always double-check your card ID and number before checking your balance online to avoid input errors.
Network issues: If the FAB website or Payit app is not loading, go to a strong internet connection or visit an ATM for balance updates.
Persistent issues: Still having issues? FAB customer service is ready to help, so don’t hesitate to contact them for assistance.

FAB Ratibi Card Balance Inquiry

You can easily check the balance of the FAB Ratibi card. However many new users are very hesitant to check the balance online due to lack of understanding. Therefore, we have explained comprehensive details to check the FAB Ratibi card balance:

Check out the FAB Bank Website for your Ratibi prepaid card.
Enter your ID card and number.
Now, simply click the “Go” button to see your remaining balance.

FAB Bank Cashback Offers

FAB Bank has special cashback offers for those who have salary accounts.
The cashback amount varies based on your monthly salary then whether you are a foreigner or a UAE citizen.
You can use the FAB Cashback Card for various purposes such as paying bills, making purchases, withdrawing cash, etc.

Cashback Details

UAE citizens: You can easily receive up to AED 5,000 in cashback.
Foreigners: You have the opportunity to get AED 2500 as cashback.

Conclusion

We have given a complete description of the Ratibi Card salary check above. In addition, we have provided even more easy steps to check your balance through the Ratibi Card. There is no fee to maintain this card.

It has many advantages due to which you can save your valuable time.

Frequently Asked Questions

No, there is no fee to apply to activate the Ratibi card.

There are several differences between these cards. There are no fees to be paid when using a rate card, while on the other hand, there are fees to be paid when using a payroll card.

The minimum salary requirement for the Fab Bank Ratibi card is AED 5000.

Yes, you can use your Ratibi card for online payments as well as in-store payments easily in any part of the UAE.